Saturday, December 28, 2019

3 strengths you can develop only by switching jobs

3 strengths you can develop only by switching jobs3 strengths you can develop only by switching jobsIn 2011, The Economist declared freelancing as the future of work. Instead of being a cause for celebration, the demise of traditional jobs has produced fear and agitation. Policy-makers the world over are painstakingly focused on manufacturing jobs, while the media agonize over automation and AI.In fact, it is the nature of work, which is changing. Today, technology and globalization are altering the way people work and how long they stay with one employer. In October last year, a McKinsey study found that between and 20 and 30 per cent of workers in Europe and the US are participating in the gig economy, namely working independently and relying on a combined income from projects (gigs), rather than on a steady monthly salary.Changing jobs often is the ultimate strategy for survival in the gig economy.Not only are jobs not what they used to be, the world has become more competitive th an ever. Employees are no longer rewarded for acquiring plenty of firm-specific knowledge. Spending more than five years with the saatkorn firm is perceived as opportunities by-gone, not as a competitive advantage.What we perceive to be a good job has also changed. Manufacturing and office jobs used to be the core of middle-class stability. At present, winning in the labor market means building your individual capital, being flexible and adaptable, a life-learner, keeping your skills as fresh. A good job must enhance your skill set, despite this being what you will take to your next job. The best way for you to keep up with the complex gig economy is to change jobs frequently.From before the 2008 financial crisis, most job turnover has been at the employees free will. The shift from traditional job security to greater independence in work seems strange today. But it is jobs, as we understand them today, that are the new concept.Before the Industrial Revolution, most people were self -employed baking bread, making shoes, selling milk and meat, etc. Individuals created value, which was later exchanged for other goods and services. Staying with the saatkorn employer for too long can lead to you losing touch with the real world. Spending too much time in the same office cubicle can lead to you focusing on office politics, instead of on your market value. Its a good idea to let yourself be blown by the winds of todays dynamic talent ecosystem.To persuade you even further why you should think of your job as a planned obsolescence good, here is a list of three strengths you can develop only by changing jobs often.Related articlesRobert scored a point against autism and found a job thanks to How to be as graceful as Michelle Obama when you leave your job7 Mistakes That Are Common In College Students Resumes and How to Fix Them1. Awareness of your true market valueIts impossible to know what you as an employee are worth in the labor market if you stay at one place for too long. Your employer and colleagues may have a difficult time to keep up with your intellectual and professional advancement. This can result in you being perceived as who you were when you started, not who you are now. A new employer will have a fresh and updated look on your career path. With each new job change, you get to redefine yourself in whichever way you like. This is what will help you grow and prosper.2. Keeping your skill set up-to-dateYou are bound to begin performing your job robotically if you stay with the same employer for too long. In result, you may lose touch with the outside world. In order to keep up with innovations, trends and industry advancements, you have to move around. Being with the same company for too long can result in you never leaving your comfort zone and thus missing out on crucial learning opportunities. Switching jobs is the way to constantly improve your skill set, gain new inside information and develop your human capital. Changing jobs is what lets you stay open and curious, ready to explore what your industry has to offer.3. Grow your network and reputation.The more organizations you have been employed with, the larger your network of influence. The best time to leave a job is at the peak of your performance right after scoring a major deal or achieving some tangible success. If you follow this strategy you are bound to leave a trail of people, who only have good things to say about you. The more organizations you work with, the more talented people you know. This is particularly important if you are thinking of starting your own business in the future. Contacts always come in handy.In the end, you can always rely on inspiration from someone who had it right. Benedict Evans, who currently works with Andreessen Horowitz (the venture capital firm, which invested in facebook inc, Lyft, Airbnb, BuzzFeed, Foursquare, etc.), went plural in 2009, namely working freelance on a number of projects. Before that he switched jobs frequently, building his human capital at Orange, Channel 4 and NBC Universal. He attributes his strategic mind to changing jobs often. This is what allowed him to pinpoint what is going on today and accurately predict future trends.Discovering the next Airbnb or Facebook is just a side benefit. This doesnt go to say that you should quit your job today. But maybe you should start thinking about it.To read next Check out our resume examples section that got people hired at their dream jobs.

Monday, December 23, 2019

The 5 personal finance lessons $50,000+ of debt taught me

The 5 personal finance lessons $50,000+ of debt taught meThe 5 personal finance lessons $50,000+ of debt taught meHaving over $50,000 in total debt taught me a few personal finance lessons that I value today.These lessons were also some driving factors in my current financial independence pursuit as well.Of course, I dont encourage you to go into financial debt to learn some lessons of your own.I certainly would love to have that $50,000+ I paid back.But I also learned a ton by having this debt over the last few years, which I applied to my own financial education.I truly think it welches critical in where I am today and how I view personal finances in general.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreWithout this debt, who knows If I would be so enamored with finances today or where my path would have gone.So while I was never excited about having debt to pay back (who is?), it also gave me the foundation to be more successful financially.Firstly, accumulating $50,000 of debtDebt is notlage necessarily something to be excited about and it can hold you back from starting a family, buying a home, and generally enjoying your life.And having debt can add a lot of financial stress and pressure on you, which impacts your overall physical health, mental well-being , and relationships (spouse, family, etc).In a nutshell, debt sucks.At the highest point, I had just about $50,000 in total debt at once to payback.Heres what the breakdown looked like for meStudent Loans ($28,XXX)Car Loan ($23,XXX)Credit Card Debt ($1,XXX)Im sure you are looking at that and are saying wait, that definitely is over $50,000.True, but I bought my brand new car in 2011 when I already paid about $4,000 in student loans off.So in my lifetime, I had over $50,000 in debt, but at one time I had closer to $49,000.While it is a lot of debt, I was also fortunate in a few areas.I did not owe a lot to mystud ent loansas I had gotten good scholarship money, commuted to school, and my parents (and myself) helped pay part of the tuition.Additionally, the interest rates on my student loans varied from 4%-6%, not terribly high but that still adds up.Lastly, I was also fortunate that Ive generally been quite responsible with credit cards, never really racked up a lot of debt on it.This was a good thing since my credit card interest was 28%The personal finance lessons having debt taught meWhile Im not particularly excited that I had this amount of debt, I learned quite a bit and it was a piece of the financial puzzle that motivated me to make changes.Do I regret having this debt?At this point in my life, I do not and heres why.Having debt taught me about prioritizingHaving five figures of debt opened my eyes and taught me more about prioritizing my money.Meaning, I quickly learned how to decide where my money would best work for me and where I should (or shouldnt be) spending it.The thought of having this debt for a long time was not something I wanted to deal with.So many times, instead of spending money on the latest material things or going out, I learned when to keep my money in my pockets.I never really been one to lavishly spend, but with not making much money a few years back and having that much debt, I had to prioritize even more.This is something that Ive carried with me to this day, which I think has been beneficial to where I am financially now.Where prioritization plays in to my personal finances currently Where I spend my time with finances, prioritizing my spending habits, where money goes with investing, order of paying bills, etc.The importance of being organizedSimilar to starting to master the skill of prioritization, I also refined my organization skills by having this debt.This isnt too say I was a complete disorganized slob when it came to finances, but I also wasnt spending time on it or had a good personal system.With this debt, it taught me to be more organized with payments, paperwork, financial statements, etc.At first, I would just remember to make a minimum payment and throw any mail or other paperwork in a junk drawer.You know, everyone has those junk drawers filled with random stuff.And its totally cool, but not a place for important financial information when it comes to bills or paying debt.It took only one month for me to forget to send in a payment to realize I need to get organized FAST.I have never missed a payment since.And, I have all documents organized in folders and I keep track of payments.This carried with me for all personal finance and investing related items as well.That you can save money and pay debtYou might have readthis postthat I wrote a few weeks back, about a conundrum of paying off debt or saving money.In the beginning, way back in 2010-2011, I was really trying to figure out what would make the most sense.Do I aggressively pay off my debt without saving much?Or should I trot along with minimu m payments and try to rapidly save and invest?However, after a few years and my vested interest in personal finances, I found that doing both is possible and certainly okay.Is it the right choice for everyone?Certainly not and youve seen other stories where someone paid off six figures of debt in two years instead of saving or investing much.Its totally okayBut I learned that it is entirely fine and possible to do both.I focused on paying the high interest debt first (Credit Card), then focused on my highest monthly payment which was my car loan.This allowed me to pay off my car payment two years early, reducing my total debt.And by learning to pay debt and save, Im now over 95% done with my debt and saved/invested just over $80,000 in under five years.NoteMy car loan had a 5% interest rate, which was similar to my student loans.However, the monthly payment was also larger and wanted that money back for saving or helping pay extra towards the remaining debt.Right or wrong, that was my mindset.Budgeting might not be fun, but it helpsIve always been one to sort of wince when it comes to spending a lot of time on budgeting.In fact, for years I never had a person budget or bothered with one.Mostly for a few reasonsI hated spreadsheets at the timeI thought I could manage it all in my headIt bores me to think about it or look at itAnd I quite honestly had the, Ill worry about it later mentalityCurrently, Im still not a hardcore budgeter or look at my personal one very often.But I do have one that I start over each year and look at it maybe 1x a month.Point being, even if its not fun, you dont like spreadsheets, or you dont think its important to do, it can be very helpful.When my student loan payments kicked in, I didnt care about a budget for a few months.But not long into, I realized I need to create one and stick to it.This helpedprioritizeand stayorganized(See above).It also helped me visually see where my money was going, where I could cut expenses, and why I n eeded togenerate more incometo get rid of this debt and save more.To avoid high interest debt at all costsIf you look back at my numbers from above, youd notice majority of my debt is on the conservative interest side.Still, 5-6% adds up over time but I was lucky that I did not accumulate much high interest debt on a credit card.I did carry a balance back before 2014 which was consistently just over $1,000 for a while.But I remember always trying to stay away from using my credit card too much.However, seeing how much interest was paid to my student loan debt, taught me how much worse it could be with credit cards.Having student loan and car loan debt kept me focused on the future to avoid more badeanstalt and high interest debt.The thought and numbers scared me and still do today.This didnt mean I avoided using my credit card altogether, but it made me respect how and when I use the card.Ensuring Im able to pay if off right away.If I dont have the cash to pay for something in full on the card, I dont use it.A simple and maybe obvious lesson, but valuable nonetheless.The average American will pay $1,183 in credit card interest and 43.9% of families hold credit card debt in America.(Federal Reserve)Final thoughtsThere you have it, the five personal finance lessons I learned from having debt.Im sure there are a few other subtle items I learned, but these stood out the most to me.This article originally appeared on Invested Wallet.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people

Wednesday, December 18, 2019

5 Ways Your Resume Is Selling You Short

5 Ways Your Resume Is Selling You Short5 Ways Your Resume Is Selling You Short5 Ways Your Resume Is Selling You ShortYou owe it to yourself to have a resume that sells you and doesnt sell you short.TWEETAlfruchtwein every job search includes a resume submission at one time or another. This is your primary marketing tool and usually the first impression a company has of you. It is critical to make this first impression a good one. Here are some ways your resume could be selling you short.1. It lists responsibilities instead of describing impact.This is probably the number one way in which professionals let their resumes let them down. Do not fall into the trap of writing Responsibilities included and listing a bunch of tasks you performed in your position. All of unterstellung tasks had a purpose, and that is the impact you had. Instead of writing that you processed new hire paperwork, maintained personnel files and administered benefits, write that you ensured both legal compliance a nd employee engagement by creating a best in class orientation program.2. Your achievements arent quantified.A number is worth a thousand words, and in the two scant pages you have to describe your entire career, the more specific you can get, the better. Rather than say you improved sales, be more specific. Stating that you increased revenue by 35% year after year and impacted profitability by 10% will surely get the hiring managers attention3. It doesnt mention your intangible skills.As important as quantifiable skills are, your intangible skills are uniquely yours and will make you stand out from the crowd. Are you an outstanding team-builder? Do people ask to transfer to your team? Did you have the lowest turnover of any department? Your soft skills are critical selling points, so let them shine4. The format is unclear and unprofessional.A poorly formatted resume that contains typos is not a good reflection of you, regardless of your position. Take the time and spend the money, if necessary, to invest in a professional resume. It should look clean and crisp, take no more than two pages, contain a strong career statement and utilize professional formatting to make a bold statement about your candidacy.5. The information is outdated.A resume that does not reflect your most recent job will be a major red flag to most employers. Letting them know that you have not had time to update your resume will probably not save the situation. Make sure to submit the most current version of your resume, in the most contemporary format. This means doing your homework to understand what it should look like (or investing in a professional resume writer).Your resume has the power to open doors or keep you from landing interviews. Carefully evaluate your resume or ask for help to ensure your resume is all it can and should be.Need help with your resume? Our TopResume writers can help

Friday, December 13, 2019

Bone and Joint Military Medical Disqualifications

Bone and Joint Military Medical DisqualificationsBone and Joint Military Medical DisqualificationsThere are several medical conditions involving bones and jointsthat can disqualify otherwise eligible candidates from joining the U.S. military. Some of these ailments can be excused with a waiver depending upon the circumstances, but waivers are typically on a case-by-case basis. Many depend upon the injury or defect, or the technological advances in surgical repairs. Bone Fractures If youve had a fracture and it healed without surgery, your chances of getting into the military are good. What could be disqualifying are situations where the fracture caused some kind of permanent damage. Examples Current nonunion of any fracture (except asymptomatic ulnar styloid process fracture)Current retained hardware that is symptomatic and interferes with proper wearing of protective equipment or military uniform, and/or is subject to easy traumaCurrent devices, including, but not limited to sil astic or titanium, implanted to correct orthopedic abnormalitiesCurrent or history of contusion of bone or joint an injury of more than a minor nature that will interfere or prevent performance of military duty, or will require frequent or prolonged treatment without fracture nerve injury, open wound, crush or dislocation, which occurred within the preceding six weeks (upper extremity, lower extremity, ribs and clavicle) History of joint replacementof any siteCurrent or history of muscular paralysis, contracture, or atrophy, if progressive or of sufficient degree to interfere with or prevent satisfactory performance of military duty or if it will require frequent or prolonged treatmentCurrent osteochondritis dissecansCurrent or history of osteochondromatosis or multiple cartilaginous exostosesCurrent osteoporosisCurrent osteomyelitis, or history of recurrent osteomyelitis Pain That Prevents Full Range of Motion or Ability Here are some conditions that fall under this category An y current or history of chondromalacia, including, but not limited to chronic patellofemoral pain syndrome and retro-patellar pain syndrome, chronic gelenkentzndungor traumatic arthritisCurrent joint dislocation or a history of recurrent dislocations of any major joint such as shoulder, trendig, elbow, knee, ankle, or instability of any major joint (shoulder, elbow, hip, ankle, and foot, or multiple sites)History of recurrent instability of the knee or shoulder However, surgical repairs may make some ofthese issues eligible for a waiver. In addition, any current or history of chronic osteoarthritisor traumatic arthritisof isolated joints of more than a minimal degree that has interfered with the following of a physically active vocation in civilian life, or that prevents the satisfactory performance of military duty is disqualifying. Foot and Ankle Injuries Most debilitating foot or ankle injuries will be disqualifying. Any current neuroma that impairs walking, marching, running , or jumping, or prevents the proper wearing of military footwearCurrent or history of deformities of the toes that prevent the proper wearing of military footwear or impairs walking, marching, running, or jumpingCurrent or history of clubfoot or pes cavusCurrent symptomatic pes planus or history of pes planus corrected by prescription or custom orthoticsCurrent ingrown toenails, if infected or symptomaticCurrent plantar fasciitis Candidates and recruits must not have any current injuries, even if the injury is minor and can heal in a short period of time. Disqualifying Leg, Knee, Thigh, and Hip Conditions Current loose or foreign body within the knee jointHistory of uncorrected anterior or posterior cruciate ligament injuryHistory of surgical correction of knee ligaments is disqualifying only if symptomatic or unstable. Current symptomatic medial and lateral collateral ligament injuryCurrent symptomatic medial and lateral meniscal injuryCurrent unspecified internal derangement of the kneeCurrent or history of congenital dislocation of the hip, osteochondritis of the hip (Legg-Calv-Perthes disease), or slipped femoral epiphysis of the hip Current or history of hip dislocation within 2 years preceding examinationCurrent osteochondritis of the tibial tuberosity (Osgood-Schlatter disease) is disqualifying General Conditions Current deformities, disease, or chronic joint pain of pelvic region, thigh, lower leg, ankle, and/or foot that have prevented the person from following a physically active vocation in civilian life, or that would interfere with walking, running, weight bearing, or the satisfactory completion of training or military duty, are disqualifying.

Monday, December 9, 2019

Startling Info About My Cv Uncovered

Startling Info About My Cv Uncovered An expert CV stipulates a summary and a great summary of a persons life. With the two text frames youll be able to write off your Work Experience. When you locate a service you prefer, dont neglect to look at my review of it. In a nutshell, the service exists, so should you want to use it in order to find a top essay, thats reason enough. Youre going to be guided step by step to make your Curriculum vitae. There are plenty of proofreading tools available on the internet which you may use to look at your CV for spelling and grammar. In nearly every scenario when applying for work you will have to present your CV. The very first thing you ought to learn about writing your very first CV is there are distinct kinds of CV formats, each serving an extremely different function. Get your buddies or family to look at the CV and make sure that you spell check it. The Targeted CV The targeted CV is also helpful if youre searching for acareer cha nge for the reason that it focuses on your transferable abilities and experience and is utilized to aim for a certain kind of job. You can be certain your CV design will get your work application noticed Share your work as soon as youre completely satisfied with your design and work, you can share it to the world via your social networking accounts, personal site, or various different channels you might utilize. The absolute fruchtwein professional CVs are printed on good quality white paper, utilizing a typical text, but are brilliant because of the quantity of useful, exceptional information that they include. You simply include details that are related to the job that youre applying for. You have to make sure that the absolute most important details in your resume appear on the very first page rather than the second. Make certain you have the suitable contact information of your referees. My Cv CVs are ordinarily not very long, if you dont have a wealthy and varied quantity of education, employment and life experiences. Indeed, you would like to draw your recruiters interest. Its imperative that you capture the eye of recruiters and employers within the very first few seconds of them opening your CV. To begin with some overall advice to begin with, you should consider length, structure and formatting of your CV. You have to earn a range of adjustments to your full-length CV when it comes to content and formatting. The CV format is standard and refined, but very small icons add a great creative touch. There are lots of styles in which youll be able to begin creating your resume. As soon as you have prepared and submitted your CV to an employer the hope is you will be requested to attend work interview. A superb internship resume is tailored especially for the job that you want. The second way you are able to employ your CV is for employers. If you fill in an application for employment, also presenting a CV indicates that youre organised and r eady for the work even prior to applying for it. Cover letter When you applying for work in Fiji you need to incorporate a cover letter with your CV. This one will produce an ideal student CV template for an initial job. Finding the Best Cv Instead, what you ought to do is to fill a brief personal profile meinung on the surface of your CV. Zetys downloadable CV templates let you to save time and energy. Slash CV is a powerful, yet special service which allows you to create a sensible and clutter free resume effortlessly. A CV can fluctuate from two pages to many pages. Typically, the CV axle has to be replaced if its damaged enough to cause vibrations. No matter how often youve created a CV and applied for work, a CV builder, along with our top-quality hints will guarantee your CV can help you to land you the job you truly want. The most commonly used CV is called the Chronological CV. You could also follow the ideas below to help you produce a nice and skilled CV. The 2 nd essential data which you should include on your CV is your existing address. You dont need to include references in your CV however, you should state at the conclusion of your CV that references are readily available.

Wednesday, December 4, 2019

The Mystery of I Am Writing You to Bring Your Attention on My Resume No One Is Discussing

The Mystery of I Am Writing You to Bring Your Attention on My Resume No One Is Discussing Demonstrating excellent writing on your resume tells a corporations HR department they can depend on you to fill cross-functional jobs and provides you a competitive edge over other candidates. The use of job specific resume objective is only going to be targeting the job which youve indicated in the statement. Possessing a career objective is a really crucial portion of a resume. Sometimes Resume objective can appear to be a little statement but it has an extremely huge message to convey. A History of I Am Writing You to Bring Your Attention on My Resume Refuted The Internet is very good, but nevertheless, it can be a hindrance when certain experts disagree on particular things. The use of open resume objectives are primarily employed by those who have not specialized much and are open to the notion of being hired for other associated jobs. Proofread it twice It would be hard to empha size the significance of proofreading your resume. Your resume ought to be focused, concise and emphasize achievements and abilities that fit the job that youre applying for. The point is to organize all of the info in a manner that immediately captures the readers attention, to be certain that the whole summary becomes reviewed. Know the purpose of your resume Some men and women write a resume as though the function of the document was supposed to land work. The right resume summary can allow you to avoid that fate and boost your odds of getting that job you desire The issue is, however, that few resumes nowadays appear to get that distinctive touch that truly makes them stick out from the crowd. Details of I Am Writing You to Bring Your Attention on My Resume The majority of the times your prior work experience will be the absolute fruchtwein significant part the resume, so put it at the top. Writing a strong and compelling resume summary can dramatically increase your o dds of being called in for in interview, so its vitally important you know how to make yours stand out from the crowd. Even in case youve been working for many decades, you should attempt to continue to keep your resume to 2 pages if at all possible. Irrespective of whether youre on the lookout for an entry level job or larger career advancement, you most likely already understand how important your resume can be in your search to discover the ideal job. How to Choose I Am Writing You to Bring Your Attention on My Resume Also, remember that theres a high probability you resume will be scanned electronically as an increasing number of companies utilize special software to index resumes. Attempt to have in the tradition of updating your resume regularly, even when youre not looking for work. There are plenty of websites with tips around the internet, but most bring just a small number of them. The advantages and disadvantages of hiring someone to compose your resume professiona lly have to be carefully weighed. Or, if youre thinking of professional help in writing your resume, Distinctive Documents can satisfy all your requirements. When writing the letter, its crucial to be professional. Attention to the typography to begin with make certain that your fonts are big enough. This examples are created using tips that are crucial for writing your very own objective statement.